The Section 184 Indian Home Loan Guarantee Program is a home mortgage designed for eligible tribal members to help increase access to financing options.
Whether you want to purchase, rehabilitate or refinance a home, we have the right loan to fit your life. The Section 184 home loan is perfect if you are a member of a federally recognized tribe and are ready to own property on non-tribal land.
Section 184 financing details:
Borrowers must be enrolled members of a federally recognized tribe to qualify
Down payments as low as 2.25%
Purchase and refinance are eligible
Credit scores as low as 580
No monthly mortgage insurance
Lower upfront guarantee fee compared to other programs
A traditional journey to a home purchase isn’t the only way to achieve your dream of becoming a homeowner. Let’s talk about your options!
This program is eligible in the following states: AK, AL, AR, AZ, CA, CO, FL, IA, ID, IL, IN, KS, LA, MA, ME, MI, MO, MN, MS, MT, NC, ND, NE, NM, NV, OK, OR, RI, SC, SD, TX, UT, WA, WI and WY. County restrictions may apply.
All loans subject to underwriter approval; terms and conditions may apply. Subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
